Protect Your Property from Earthquakes

Safeguard your assets with a comprehensive Earthquake Insurance Policy. Covering everything from structural damage to valuable contents, Earthquake Insurance provides essential financial support to help you recover after seismic events.


Earthquake Insurance

What Does Earthquake Insurance Cover?

  • Structural Damage: Covers damage to the building’s structure, including walls, foundation, and roof.
  • Contents Coverage: Protects personal and business property inside the building, such as furniture, electronics, and appliances.
  • Additional Living Expenses: Pays for temporary housing if you need to relocate while repairs are underway.
  • Repair and Rebuilding Costs: Provides coverage for rebuilding costs following a severe earthquake.

Benefits of Earthquake Insurance

  • Protects you from unexpected repair and replacement costs following an earthquake.
  • Ensures financial support for both structural and content damage.
  • Offers peace of mind, knowing you’re covered for significant natural disasters.
  • Reduces the out-of-pocket costs associated with earthquake-related losses.

Get a Quote: What Information is Needed?

Our agents would love to help you determine the right Earthquake Insurance policy for your needs. To get started, please provide:

  • Property Details: Information about the property’s location, size, and type (e.g., residential or commercial).
  • Year of Construction: The building's age and structural information to assess risk.
  • Contents Value: An estimate of the value of personal and business property within the building.
  • Seismic Zone Information: Knowledge of the property’s location in an earthquake-prone zone, if available.

Request Earthquake Insurance Quote


Frequently Asked Questions

  • Is Earthquake Insurance mandatory? Earthquake Insurance is typically optional, though highly recommended in areas with higher seismic activity.
  • Does homeowners insurance cover earthquake damage? No, most standard homeowners policies do not cover earthquake damage. Separate Earthquake Insurance is required for this coverage.
  • Can Earthquake Insurance cover lost income? Some policies offer additional options to cover business interruption or lost rental income if your property is temporarily uninhabitable.

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